How to Find the Ideal Car You Can Afford

Buying a car is a process that is filled with so many potential pitfalls. Even if you were to find a quality Miami Dodge dealership that is near where you live, you have so much else to go through. Now you have to figure out what model you want to get. There are so many options and they all look so enticing. And then you have to answer the age old car buying question: used or new? It is the reason why so many people feel overwhelmed. And they end up putting off the purchase for a few years.

We do not want you to do that. If you think that you need a new car now, then we are going to help you. The first thing that we suggest is that you figure out what you can afford. You can use an auto loan calculator if you are confused about how the whole loan process impacts your finances. You can see the impact of different starting prices, down payments, interest rates and monthly payments. Then you can get a much better understanding of what you are able to afford in your budget.

Miami Dodge dealershipauto loan calculator

When it comes to car purchases, we always recommend that you go a little below what you can afford. Say that you have run the numbers and you think that you can afford $5000 down and a $200 monthly payment. We would suggest that you try and find a deal that is a little bit less than those figures. Always under extend instead of overextending, as it will help you in the future. You can always pay off more of your loan in a given month if your finances are doing better than you expected. But being stuck with a higher monthly payment than you can afford is not good.

Finding an Affordable Vehicle

Like many consumers, you may be the type of person who cares a lot about the affordability of a vehicle. You want something that is new and shiny. But you also want a car that is going to get you through the next ten years without breaking the bank.

When it comes to affordability, a lot of people only think about the asking price. And while that is a good idea, you should also think about what you are paying over the course of ten years, in car costs and other expenses. That is why looking for a 2018 Kia Forte near me is a good idea, as those vehicles are known for being affordable in the long run.

2018 Kia Forte near memore details about its fuel economy

The Kia Forte is known for its good gas mileage. You can get more details about its fuel economy if you are considering a purchase. It will tell you exactly how this car manages to get you such good gas mileage in the long term.

Now you may be wondering, why is this important? The reason why it matters is because you are adding fuel to your car every week. It is a major expense for your vehicle, along with your loan payments and insurance. Kias are affordable when you buy them, insurance is not too expensive as it is a small, new car, and you are also looking at good gas mileage. So you are getting the trifecta of affordability with this type of vehicle.

Of course, the Kia is not the only model that is going to get you these results. You can look at some other makes and models as well. It is all about looking at the options to find the vehicle that is going to give you most of the qualities that you want in your car – not just for the next year but the next ten years!